Financial preparedness
Emergency Fund Calculator
Experts recommend saving 3–6 months of essential expenses before a crisis hits. Find out exactly how much you need — and how fast you can get there.
Monthly Essential Expenses
Housing rent or mortgage
$
Utilities & Internet
$
Groceries & Food
$
Transportation
$
Insurance health, auto, home
$
Minimum Debt Payments
$
Other Essentials medication, childcare
$
Coverage Target
Monthly savings to reach goal in 12 months
12 mo
Your emergency fund target
$18,900
6 months of essential expenses · $3,150/month
Current progress
0%
Enable "I already have savings" to see your progress
Monthly to save
$1,575
over 12 months
Total monthly spend
$3,050
essential expenses
Still needed
$18,900
to reach goal
Annual savings
$18,900
per year at this rate
What your fund covers
Loading insight…
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This calculator is for educational purposes only. Results are estimates based on the inputs you provide. Consult a licensed financial advisor for personalized guidance. Omega One Insurance Group | mylifegameplan.com