Life Insurance Game Plan Builder

Monthly Expenses

Enter your average monthly amounts for each category. This tells us what it actually costs to run your household.

Housing (Mortgage / Rent)

$

Insurance (Home/Renters + Auto + Life + Health)

$

Food / Groceries

$

Transportation (Auto Payments + Fuel)

$

Utilities

$

School / Child Care

$

Debt (Credit Cards + Personal Loans + Student Loans)

$

Miscellaneous / All Other

$

Total Monthly Expenses $0

Monthly Income Gap

If you passed away, what gap would your family face each month? Enter any household income sources that would continue and your Social Security survivor benefit.

Other Household Income After Your Death

After your death, would any household income continue? Example: Spouse's monthly income from their job.

$

Social Security Survivor Benefit (estimated monthly)

This section has not been pre-filled. The national average is about $1,622/month — . For your personal estimate, visit ssa.gov and log in to view your projected survivor benefits. Survivor benefits may be received if you have child(ren) in the home under the age of 18, or if your spouse is age 60 or older.

$

Total Monthly Expenses $0

− Other Household Income $0

− Social Security Survivor Benefit $0

Monthly Income Gap $0

Annual Income Gap (× 12) $0

Your Family

This helps us calculate how long your family would need financial protection — and determine the right coverage term.

Is anyone financially dependent on your income?

A spouse, partner, children, or anyone else who relies on the income you provide.

Build Your Plan

Let's factor in your existing coverage and the full scope of what your family would need.

Q1 — Total Current Life Insurance Benefits

Add together all life insurance policies currently in force.

$

Q2 — Mortgage Payoff Amount (if applicable)

If entered, your monthly housing / mortgage payment will be automatically removed from the income gap calculation — since the home would be paid off at death.

$

Q3 — Other Debts to Pay Off at Death

Credit cards, personal loans, car loans, or any other debts you'd want cleared.

$

Q5 — Burial Preference

Q6 — Do You Own a Burial Plot?

Q7 — Additional Legacy / Excess Funds for Your Family (optional)

Any amount you'd like your loved ones to have beyond covering debts and final expenses.

$

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Game Plan Builder

Monthly Expenses

Monthly Income Gap

Your Family

Build Your Plan

Your Life Game Plan

You may already be adequately covered.

Now let's build the plan that protects it.

You have completed step 1 of building your game plan!