Life insurance & legacy planning
Final Expense Cost Estimator
The average American family spends $12,000–$20,000 on end-of-life costs. Most are caught off guard. See what your family would actually face — and whether you're covered.
Funeral & Burial Costs
Burial type
Funeral home services auto-filled · editable
$
Casket or urn
$
Cemetery plot & opening fee
$
Headstone or marker
$
Flowers, obituary & misc.
$
Medical & Administrative
Unpaid medical bills hospital, hospice, etc.
$
Legal & estate admin fees probate, attorney
$
Outstanding personal debts credit cards, loans
$
Your Current Coverage
Final expense / life insurance total death benefit
$
Savings set aside for final expenses
$
Estimated total final expenses
$0
Enter your information to see your estimate
Coverage gap
$0
Add your current coverage above to see your gap.
How much is covered
0%
Enter coverage or savings above to track your progress
Funeral costs
$0
service & burial
Medical & admin
$0
bills, legal, debts
Total coverage
$0
insurance + savings
Still uncovered
$0
your family's burden
Full cost breakdown
Enter your estimated costs to see a personalized recommendation.
Don't leave this to chance.
A final expense policy can close this gap for as little as $30–$50/month — and your family never has to worry about the cost.
Get a Quote
This estimator provides general cost ranges for educational purposes only. Actual costs vary significantly by location, provider, and individual preferences. Figures are based on national averages and are not a quote or guarantee of any specific expense. Consult a licensed insurance professional for coverage guidance. Omega One Insurance Group | mylifegameplan.com